Financing a metal roof
Metal costs more up front. Financing is one way some homeowners spread that out. Here is how we talk about it — without a payment figure designed to make the decision feel smaller than it is.
Why metal costs more up front
The material is more expensive per square, the crews are more specialized, and a mechanically seamed or interlocking system takes longer to install than asphalt or screw-down panels. You pay for that once. What you are buying is not having to do this again.
What drives the price on your house
Roof size and pitch. How cut-up the roof is — every valley, chimney and wall is detail work. Tear-off and decking repairs. Which system, and which finish. Two houses of the same square footage can be far apart for these reasons, which is why we do not publish prices.
Options
We offer financing through third-party lenders, with programs that include low monthly payments and zero-down terms for qualified homeowners. The terms, rates and approval are the lender's, not ours. We will walk you through what is available when we quote; we will not pressure you toward it.
Questions worth asking about any roofing financing
- What is the APR, and is it fixed?
- Is there a promotional period, and what happens to the rate after it?
- Are there prepayment penalties?
- Is the loan secured against the house?
- Who services the loan?
If the answers are not in writing, do not sign.
